Our Portfolio gained +126.98% and +87.22% in 2006, 2007 calander year respectively! Our Portfolio gained +71.73% while the S&P500 index lost -12.33% in 2007-2008 Fiscal Year!!

We were the top finisher with +45.88% four month return in the MSN's first "Strategy Lab Open (SLO) " One Million Dollar Investment Competition (Aug 27, 2007 - Dec 28, 2007). We were featured "Blogger Spotlight" by MSN contest organizer in their Decmber 13, 2007 edition. Here is the complete interview.

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Welcome to myIRAs, a place to help you to achieve your long-term investment goal: "Invest for a better return year-in and year-out no matter how market performs and invest for a peaceful retirement." History has proven that equity investment gave a +10% annualized return, better than all other investment means.

But investment is not an easy game. You may be very disappointed if you invested in mutual funds or followed the major market indexes in last few years wishing to achieve the expected +10 % annualized return.

From August 1, 2001 to October 31, 2008, for the whole seven year and three month, the market indexes gave you all negative total returns of -15.10% (NASDAQ), -20.02% (S&P500) and -17.42% (DJ 30) respectively. This is even less than bank's compounded interest return (CD's).

Yet, we do know that it is possible to achieve above average return for your money because we have done it over the same period of time.

Here is how we performed: our annualized return is +70.42% from 2001-08 to 2008-07 and our total return is +4,175.07% from 2001-08 to 2008-10 (click here to see our performance).

While most investors believe that a buy-and-hold strategy cannot make money, we achieved our investment goals by just doing that: buy-and-hold. We strongly believe that buy-and-hold may be the best strategy to gain good long term investment returns and we did have followed our strategy. Most of our big winners are our buy-and-hold type of stocks (see "our complete trading record).

Of course, you have to know which stock to buy-and-hold and at what price. That is the key to a successful investment.

First, you have to identify undervalued stocks, not overvalued stocks to buy. Many times, popular stocks often make shares outrageously expensive, leaving even good companies vulnerable to painful downturns. You  are bound to lose if you chase overvalued stocks.

Second, you have to be a patient investor. You have to wait patiently for your beloved stock price to drop to an acceptable level (good value) before buying, and you have to hold the stocks patiently for big gains. Lack of patience is the main reason for the investment failure.

We think that we can help you in both ways. We can help you to identify undervalued stocks to own and we can help you to hold those stocks patiently to achieve good long term returns.

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According to SEC regulation, we, myIRAs.net, disclaim that

1). Neither myIRAs.net nor WhitePine Investment Inc (wpInvest), the parent company of myIRAs.net, are registered investment advisors, broker/dealers, or      research analysts/organizations.
2). Information provided in this Service is for educational purposes only and that myIRAs.net is not, and does not represent itself to be offering or recommending      any securities to be bought or sold.
3).The opinions and analyses included herein are based from sources believed to be reliable and written in good faith, but no representation or warranty,      expressed or implied is made as to their accuracy, completeness or correctness.
4). You should verify all claims, consult with your own independent financial advisors , do your own due diligence in any securities mentioned in this website in      order to make your informed choices.
5). Equity investing in general may bring higher rewards than other investment means but also carries higher degree of risks. You may lose part or all of your      principal investment. Not all users of this site are suitable for equity investing.
6). Past performance may not be indicative of future results. Therefore, no prospective or existing subscriber should assume that future performance of any      specific investment or investment strategy, including the investments or investment strategies made reference to directly or indirectly in our web site, will be      profitable or equal any historical performance levels.
7). myIRAs.net and its owner wpInvest, certify that we may on occasion hold positions in the securities mentioned in myIRAs.net website and in its newsletters.      However, these positions may change at any time. Please note that neither myIRAs.net or wpInvest receive compensation of any kind and will never take any      compensation from those mentioning companies.
8). You further understand that myIRAs.net will not advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio      of securities, transaction, investment strategy or other matter. Please do not email myIRAs.net seeking personalized advice, which we cannot provide.